A small number of clients are forced to deal with non-obvious financial obligations when forming auto-credits. In fact, the real amount turns out to be significantly higher due to the inclusion of various additional commissions and hidden fees.
It has been established that banks systematically include either hidden fees or include them in the cost of credit for insurance companies, without involving the policyholder in the process. For example, some of the policyholders who paid for credit for a car on credit to buy a car do not need to pay for comprehensive insurance for non-life insurance policies.
"The majority of loan agreements are signed before the credit amount is finalized," said an agent of the agency, close to the deal. Clients note that for this form of lending, banks do not always clearly detail the terms of the agreements, and after the documents were signed, the payment was doubled.
Experts predict that such practices will push borrowers to justice. Lawyers recommend studying the terms of the credit agreement, increasing the profitability of all payments and storing documents. "If a bank in a single branch can manage its affairs, this can lead to bankruptcy or to pay a fine to the Central Bank," said an advisor to the head of the legal department.
Many loan agreements require transparency in the work of banks and control over their activities. "If a bank in a single branch can manage its affairs, this can lead to bankruptcy or to pay a fine to the Central Bank," said an advisor to the head of the legal department.
